Line of Credit Program

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Are you an active HEA member with a good pay history?

HEA’s Line of Credit Program is available to qualified members for amounts ranging from $200 to $5,000 for the purchase of electrical and plumbing appliances and the labor to install.  Recent changes have been made to the eligible merchandise and updated local retailers.  The repayment period can be from 6 to 36 months or more upon approved credit, and will be setup to auto-draft from your designated bank or credit card account. There is an application fee of $35 at the loan signing.

CURRENT INTEREST RATES (December 2019): 5.57%  for loans up to 36 months ; 5.63% for loans between 36 months and 60 months.

Click here for Disclosure and Additional Line of Credit Program information
Approved Vendors and/or Eligible Equipment
Line of Credit Application (PRINT ONLY version)

Please complete the information below to apply for HEA’s Line of Credit Program.

Line of Credit Application
HEA member number (if known)
By checking the box, I authorize Homer Electric Association to conduct a credit check.
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APPLICATION NOTICE: An HEA representative will contact you once your application has been processed.