Line of Credit Program

man with arm around woman pointing to a tv at a storeHEA Line of Credit Program logo - Your Partner in Energy Savings. Green and black.

Are you an active HEA member with good payment history?

HEA’s Line of Credit Program is available to qualified members for amounts ranging from $200 to $10,000 for the purchase of electrical and plumbing appliances and the labor to install.  Recent changes have been made to the eligible merchandise and updated local retailers.  The repayment period can be from 6 to 60 months or more upon approved credit, and will be setup to auto-draft from your designated bank or credit card account. There is an application fee of $35 at the loan signing.

Current Interest Rates (March 2023):

  • 8.37% for loans up to 36 months
  • 8.20% for loans between 36 months and 60 months.

Disclosure and Additional Line of Credit Program information (PDF)

Approved Vendors and/or Eligible Equipment (PDF)

* Interested in getting approved to become a Line of Credit Local Retailer? Click HERE for more information!

Line of Credit Application (PDF)

Line of Credit Application (Word Doc Download)

Please complete the information below to apply for HEA’s Line of Credit Program.

Line of Credit Application

Application Notice: An HEA representative will contact you once your application has been processed.